The peer-to-peer lending blog
Practical guides on lending money to friends and family — how to track informal loans, calculate interest fairly, and keep money from straining relationships.
Why you need a peer-to-peer lending tracker
Peer-to-peer lending between friends and family is built on memory and trust — until both fail. Here is why a dedicated p2p lending tracker beats notes, chats, and spreadsheets.
Lend tracker: how to keep tabs on money you lent friends & family
A lend tracker turns "I think they still owe me something" into an exact, shareable number. Here is a simple system for tracking money you lent, interest and all.
Lending tracker vs a spreadsheet: why a dedicated tool wins
Spreadsheets can track a loan — until interest accrues daily, payments come in odd amounts, and you need to share a clean view. Here is where a lending tracker pulls ahead.
How interest works on informal personal loans (with examples)
Charging interest on a personal loan to a friend? Here is how daily simple interest works, worked examples, and how interest-first payments reduce the balance.
How to track money owed to you — without awkward conversations
Who owes you money, how much, and since when? Track money owed to you with a shareable link so the number speaks for itself and you never have to nag.
Lending money to family & friends: a simple system that keeps the peace
Lending money to family and friends strains relationships when expectations drift. A shared IOU tracker keeps everyone honest without the awkwardness.