P2P Track

The free lend tracker for
peer-to-peer loans.

Track money you lent friends and family — outstanding balance, daily interest, and every repayment on a clean shareable dashboard. No login needed to start; claim it later to keep it private.

Free · share the link · claim with email to lock it

What is a peer-to-peer lending tracker?

When you lend money to friends or family, the hard part is never the money — it is keeping track of it. P2P Track is a free lend tracker for peer-to-peer loans: name the loan, enter the amount and an optional interest rate, and get a clean dashboard showing the outstanding pool, daily interest, and every repayment. Share the link and the borrower sees the exact same number, so nobody has to rely on memory or send awkward reminders.

Outstanding balance, live

See the exact pool owed — principal plus interest accrued to today — without doing any math yourself.

Daily interest, done for you

Set an annual rate and interest accrues daily on the outstanding principal. Payments apply interest-first, automatically.

Every repayment logged

Record free-form payments whenever they happen. The balance and the balance-over-time graph update instantly.

Share a read-only link

Both lender and borrower see the same dashboard. The number does the reminding — no awkward nagging.

Frequently asked questions

What is a peer-to-peer lending tracker?

A peer-to-peer lending tracker is a simple tool for recording an informal loan between people you know — the amount lent, the start date, any interest, and every repayment — and showing a live outstanding balance both sides can see. It replaces relying on memory, chat history, or a spreadsheet.

Is P2P Track free to use?

Yes. You can create a lend tracker for free with no login to start. Claim it later with an email to lock it to you and keep your trackers private.

Can I track money I lent without charging interest?

Absolutely. Most loans between friends and family are interest-free, and that works perfectly — just leave the rate at zero and the tracker simply records the principal and repayments. If you do agree on a rate, it accrues daily on the outstanding balance.

How does the borrower see the loan?

You share a read-only link. The borrower opens it and sees the same outstanding balance, interest, and payment history you do — so the balance stays a neutral, shared fact rather than a private grievance.

Is a lending tracker better than a spreadsheet?

For a single interest-free loan repaid in one go, a spreadsheet is fine. Once interest accrues daily, repayments arrive in odd amounts, or you want the other person to see the balance, a dedicated lending tracker does the math and the sharing for you.

P2P Track — free lend tracker for peer-to-peer loans